Triangle™ Mastercard® Review: The Best Canadian Tire Credit Card

Main Features

Members of The TriangleTM Mastercard® may accumulate Canadian Tire Money on certain purchases. You can fully maximize your Canadian Tire Triangle Rewards on every transaction when you use your TriangleTM Mastercard® in conjunction with the Canadian Tire Rewards Program. The following are the pay rates:

Earn at Grocery Stores

You may get 1.5% back on grocery purchases if you use the TriangleTM Mastercard®. Although $1,000 a month for food is quite generous and brings you to a total of $180 in Canadian Tire Money annually, there is an annual cap of $12,000. Please be aware that Costco and Walmart are not considered to be food shops.

Earn at Participating Retailers

You will receive 4% back in Canadian Tire Money when you make purchases at Canadian Tire Stores and other participating merchants. This 4% is computed using your pre-tax earnings. Even if your final purchase price is $113 after taxes, you will still receive $4 in Canadian Tire Money if you spend $100 before taxes. These discounts can be worthwhile if you often purchase at Canadian Tire locations.

Earn on all Other Purchases

The percentage of Canadian Tire money earned on non-grocery and non-Canadian Tire partner purchases is 0.5%. In other words, whenever you shop, you make money.

Get CT Money on Fuel

You may earn $0.05 per litre of petrol when you fill up at participating Gas+ or Husky stations. Therefore, the CT Money you receive with this card will undoubtedly result in significant savings if you frequently travel by automobile to work or for other purposes.

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Additional Perks

The TriangleTM Mastercard® includes a few additional perks and advantages for cardholders in addition to the primary characteristics mentioned above, including the following:

No Fee, No Interest Financing

You can ask to utilize the Equal Payments option if you spend $150 or more on qualified products at a participating shop, whether you do it in person or online. Your credit card will then be charged the full amount of the purchase, which will then be split into equal monthly payments over the following 24 months. For instance, if your pre-tax purchase price was $250, your monthly payments for the following 24 months would be $10.42.

Personalized Offers

Participating stores reveal new deals every Friday, including discounts and Bonus Day events. These promotions may be activated via the Triangle App, your email, or the Triangle website.

Additionally, cardholders will have access to member-only events and other discounts.

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