Similar to furniture and electronics, jewelry stores offer up great financiering offers to entice buyers into their store to buy something new. However those offers normally come with a catch.
Miss a payment and you can end up paying higher interest on the entire purchase and not just what you have left. So it’s best to save up and pay with cash, but if you can’t then be sure to read all of the fine print of the financing offer.
It can be tough to delay purchasing something that you want right now. But fight the urge and save up the cash to buy any of these things. In some cases you will find you didn’t really need it and will end up saving the money for something else.